Had a bump or a car park knock? For minor damage, paying privately is often cheaper than your excess plus higher premiums for years afterwards. Auto Serve Bodyworks repairs minor accident damage at our bodyshop at 19 Corby Road, Park Royal, London NW10.
Why paying privately often makes sense
Claiming for small damage means paying your excess and possibly losing some of your no-claims discount, and a premium rise can last for several years.
Paying privately avoids a claim and keeps you in control. No assessors, no waiting for insurer approval, and you deal directly with the people fixing your car.
Typical minor accident repairs
- Car park knocks and reversing bumps
- Bumper and corner damage
- Door and wing dents
- Scraped panels and sills
- Broken lights and mirrors
- Paint damage from impacts
Quote to collection in 3 steps
- Send photos. WhatsApp us photos of the damage, close up and from a distance, plus your registration. Or use our Instant Price Check.
- Get your quote. We come back with a clear figure you can compare against your excess.
- Book in. Drop the car at our Park Royal workshop and collect it repaired.
Spread the cost at 0%
Pay over 3, 4 or 6 months with no interest through Payment Assist, subject to approval. See 0% repair finance.
Get a quote
WhatsApp 020 8782 8753, call, or use our online estimate form.
Minor accident FAQs
Is it cheaper than claiming?
For minor damage it often is, once you add your excess and the effect on future premiums. Send photos and we’ll give you a figure to compare.
Do I have to tell my insurer?
Many policies require you to report any accident even if you don’t claim. Check your policy wording. Reporting isn’t the same as claiming.
What if it wasn’t my fault?
Get in touch anyway. See non-fault accident repairs for how that route works.
Can I pay monthly?
Yes. 0% finance through Payment Assist over 3, 4 or 6 months, subject to approval.
This page is general information, not insurance advice.
